Effective Date: 03/27/2026

Welcome to Direct Pay Designs. By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please do not use this site.

1. Purpose of This Website

Direct Pay Designs provides information about health plan strategy, general agency services, and related solutions for brokers and employers. This website is intended for informational and business use only.

2. Informational Use of Website Content

The content on this website is provided for general informational purposes only and does not constitute personalized medical, legal, or financial advice.

Direct Pay Designs provides strategic consulting and general agency services related to health plan design and insurance solutions. However, any recommendations or strategies specific to a broker or employer are only provided through a formal engagement.

Users should not rely solely on website content when making decisions related to health plans, coverage, or benefits.

3. Use of the Site

You agree to use this website only for lawful purposes. You may not:

Submit false or misleading information

Attempt to gain unauthorized access to systems or data

Upload malicious files or content

Interfere with site functionality

4. RFP Submissions

When submitting a Request for Proposal (RFP):

You confirm that all information provided is accurate to the best of your knowledge

You have authorization to share any submitted data

You understand that submission does not guarantee a quote, contract, or engagement

5. Confidentiality Disclaimer

While we take reasonable steps to protect submitted information, submission of data through this website does not create a formal confidential or fiduciary relationship unless otherwise agreed in writing.

6. Intellectual Property

All content on this website, including text, branding, and design, is the property of Direct Pay Designs and may not be copied or used without permission.

7. Third-Party Services

This website may reference or integrate with third-party vendors, platforms, or partners. Direct Pay Designs is not responsible for the content, policies, or performance of those third parties.

8. Limitation of Liability

Direct Pay Designs is not liable for any damages arising from:

Use of this website

Reliance on information provided

Errors or omissions in content

9. Changes to Terms

We may update these Terms of Use at any time. Continued use of the website constitutes acceptance of those changes.

10. Contact

For questions regarding these Terms, please contact:
[email protected]