REBELS WITH A BLUEPRINT

Hassle Free Healthcare.

Built to be Used.

Most health plans are designed for the insurance company. We design them for the people who pay for them and the people who use them.

Direct pay on the front end.

Insurance on the back end.

One blueprint that finally works.

Built by the team behind Nexus Health Connect and ActuateCare. Available in all 50 states. Partnered with TrueSpace, Colorado Companies to Watch, Logro, and Hue Health.

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The Hassle.

Most benefits programs look great in the binder. They fall apart in the moments that matter.

  • Members do not know how to access care when something actually comes up. 

  • Access is slow. The phone tree is worse. 

  • Nobody knows what it costs until the bill shows up. 

  • Costs go up every year. Benefits go down every year.  

Bottom Line.

When healthcare is hard to use, people delay care.

Issues get worse.

Renewals get uglier.

Everyone pays more, except the carriers.

Hassle Free Healthcare.

Our Standard. Not a Slogan.

  • Simple access to the right care, in the right place, for the right price.

  • Clear guidance instead of guesswork.

  • Predictable value instead of surprise bills.

  • Real utilization instead of unused benefits.

Tier Zero. Groundfloor.

The layer of healthcare your insurance plan was never built for. 

Most premium increases come from predictable, everyday care, the kind of care your insurance plan was never designed to absorb. Tier Zero pays for that care directly, before it ever becomes a claim.

We invented the term.

We build it into every plan.

We measure it. 

Our Solutions.

Pick your blueprint.

Why it Works.

Brokers Stay the Hero. 

  • The Broker's Broker. Delivering value-added solutions that help brokers serve clients more effectively.

Simpler Story to Tell.

  • The ability to access zero dollar care for a majority of all healthcare services with no additional bills.

Start Small. Scale Up.

  • Start with one high-impact solution and build a custom plan around what works best for your business.

Real Math, Not Promises.

  • Our typical groups see up to 40% in total cost savings in year one. We will show you the model before you ever sign anything.

The Team.

A multidisciplinary bench of plan designers, underwriters, clinical leaders, navigators, technologists, and broker advocates.

Decades of insurance and healthcare operations experience.

No 1-800 number between you and the people building the product.

Fun Facts.

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Book an Intro

30 minutes.

Bring the renewal you are most worried about.

We will design a blueprint with you on the call.

Hassle Free Healthcare. Built to Be Used. Rebels with a Blueprint, designing the health plan your renewal has been waiting for.

Contact:

(888) 898-2507

© 2026 MIST Solutions, LLC dba Direct Pay Designs. All rights reserved.