A simpler healthcare option that combines everyday care, nationwide provider access, and community sharing for eligible larger medical expenses.
Community Cost Sharing is a membership-based alternative to traditional health insurance. Instead of paying traditional insurance premiums, members make monthly contributions that help share eligible medical expenses. Each option has an Annual Member Responsibility rather than a traditional deductible.
Direct Pay Designs pairs this model with everyday healthcare services that are included and built to be used.
Unlimited Primary Care
Build an ongoing relationship with a provider who knows you and your health.
Unlimited Specialist Visits
Access participating specialists without unnecessary delays.
24/7 Virtual Urgent Care
Connect with a provider anytime, from anywhere.
Personal Care Navigation
Need help finding the right doctor or facility? Our care navigation team helps guide you every step of the way
Nationwide Provider Access
Access quality care across the country through the Logro Network.
Emergency Room Protection
Added peace of mind when the unexpected happens.
$0 Generic Prescriptions
Many of the most commonly prescribed medications are included.
Are self-employed
Own a small business
Work as a contractor or freelancer
Are between jobs
Are retiring before Medicare eligibility
Need affordable family or individual coverage
Want to explore an alternative to traditional health insurance
Affordable monthly costs
Easy access to care
No confusing insurance experience
Support from real people
Healthcare designed around you
This is a Community Cost Sharing program paired with DirectPay Designs' integrated healthcare solutions. It's designed to provide an affordable alternative for individuals and families seeking lower healthcare costs.
Yes. Members have access to a nationwide provider network, along with unlimited virtual care and care navigation.
Absolutely. Individual, Member +1, and Family options are available.
Enrollment is available year-round, subject to eligibility and underwriting.
Affordable. Simple. Built to Be Used.
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