COMMUNITY COST SHARING
Everyday Care Included.
Bigger Needs Shared.
A simpler healthcare option that combines everyday care, nationwide provider access, and community sharing for eligible larger medical expenses.
A Different Way to Pay for Healthcare.
Community Cost Sharing is a membership-based alternative to traditional health insurance. Instead of paying traditional insurance premiums, members make monthly contributions that help share eligible medical expenses. Each option has an Annual Member Responsibility rather than a traditional deductible.
Direct Pay Designs pairs this model with everyday healthcare services that are included and built to be used.
What's Included?
Unlimited Virtual Primary Care
Build an ongoing relationship with a provider who knows you and your health.
24/7 Virtual Urgent Care
Connect with a provider anytime, from anywhere.
$0 Generic Prescriptions
Many of the most commonly prescribed medications are included.
Personal Care Navigation
Need help finding the right doctor or facility? Our care navigation team helps guide you every step of the way
Nationwide Provider Access
Access quality care across the country.
Emergency Room Protection
Added peace of mind when the unexpected happens.
Is This Right for You?
This option may be worth exploring if you:
Are self-employed
Own a small business
Work as a contractor or freelancer
Are between jobs
Are retiring before Medicare eligibility
Need affordable family or individual coverage
Want to explore an alternative to traditional health insurance
Why Thousands Are Looking for Alternatives
Traditional healthcare continues to get more expensive while becoming harder to use.
DirectPay Designs offers a simpler approach:
Affordable monthly costs
Easy access to care
No confusing insurance experience
Support from real people
Healthcare designed around you
It is not just another card in your wallet. It is a healthcare blueprint designed around how people actually get care.
Frequently Asked Questions
1. Is this health insurance?
No. This is a Christian Community Cost Sharing program paired with Direct Pay Designs’ integrated healthcare services. Eligible medical expenses may be shared according to the program guidelines. Sharing is not insurance and is not guaranteed.
2. Can I use it anywhere?
Yes. Members have access to a nationwide provider network, along with unlimited virtual care and care navigation.
3. Can I cover my family?
Absolutely. Individual, Member +1, and Family options are available.
4. When can I enroll?
Enrollment is available year-round, subject to eligibility and underwriting.
5. Is everyone eligible?
No. Applicants must meet underwriting and membership requirements, including agreement with the program’s Christian principles. Complete eligibility details are provided in the program guidelines and will be reviewed before enrollment.
6. Are there waiting periods?
Yes. Waiting periods apply to certain services and medical needs. Complete details are provided in the program guidelines and will be reviewed before enrollment.
Stop Overpaying for Healthcare.
Affordable. Simple. Built to Be Used.
*Eligibility requirements, exclusions, and waiting periods apply.
Hassle Free Healthcare. Built to Be Used. Rebels with a Blueprint, designing the health plan your renewal has been waiting for.
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