COMMUNITY COST SHARING

Everyday Care Included.

Bigger Needs Shared.

A simpler healthcare option that combines everyday care, nationwide provider access, and community sharing for eligible larger medical expenses.

A Different Way to Pay for Healthcare.

Community Cost Sharing is a membership-based alternative to traditional health insurance. Instead of paying traditional insurance premiums, members make monthly contributions that help share eligible medical expenses. Each option has an Annual Member Responsibility rather than a traditional deductible.

Direct Pay Designs pairs this model with everyday healthcare services that are included and built to be used.

What's Included?

  • Unlimited Primary Care

Build an ongoing relationship with a provider who knows you and your health.

  • Unlimited Specialist Visits

Access participating specialists without unnecessary delays.

  • 24/7 Virtual Urgent Care

Connect with a provider anytime, from anywhere.

  • Personal Care Navigation

Need help finding the right doctor or facility? Our care navigation team helps guide you every step of the way

  • Nationwide Provider Access

Access quality care across the country through the Logro Network.

  • Emergency Room Protection

Added peace of mind when the unexpected happens.

  • $0 Generic Prescriptions

Many of the most commonly prescribed medications are included.

Is This Right for You?

This option may be worth exploring if you:

  • Are self-employed

  • Own a small business

  • Work as a contractor or freelancer

  • Are between jobs

  • Are retiring before Medicare eligibility

  • Need affordable family or individual coverage

  • Want to explore an alternative to traditional health insurance

Why Thousands Are Looking for Alternatives

Traditional healthcare continues to get more expensive while becoming harder to use.

DirectPay Designs offers a simpler approach:

  • Affordable monthly costs

  • Easy access to care

  • No confusing insurance experience

  • Support from real people

  • Healthcare designed around you

It is not just another card in your wallet. It is a healthcare blueprint designed around how people actually get care.

Frequently Asked Questions

1. Is this health insurance?

This is a Community Cost Sharing program paired with DirectPay Designs' integrated healthcare solutions. It's designed to provide an affordable alternative for individuals and families seeking lower healthcare costs.

2. Can I use it anywhere?

Yes. Members have access to a nationwide provider network, along with unlimited virtual care and care navigation.

3. Can I cover my family?

Absolutely. Individual, Member +1, and Family options are available.

4. When can I enroll?

Enrollment is available year-round, subject to eligibility and underwriting.

Stop Overpaying for Healthcare.

Affordable. Simple. Built to Be Used.

Hassle Free Healthcare. Built to Be Used. Rebels with a Blueprint, designing the health plan your renewal has been waiting for.

Contact:

(888) 898-2507

© 2026 MIST Solutions, LLC dba Direct Pay Designs. All rights reserved.