REBELS WITH A BLUEPRINT

Hassle Free Healthcare.

Built to be Used.

Most health plans are designed for the insurance company. We design them for the people who pay for them and the people who use them. Direct pay on the front end. Insurance on the back end. One blueprint that finally works.

Built by the team behind Nexus Health Connect and ActuateCare. Licensed in all 50 states. Partnered with TrueSpace, Colorado Companies to Watch, and Highmark.

LogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogoLogo

The Hassle.

Most benefits programs look great in the binder. They fall apart in the moments that matter.

  • Members do not know how to access care when something actually comes up. 

  • Access is slow. The phone tree is worse. 

  • Nobody knows what it costs until the bill shows up. 

  • Costs go up every year. Benefits go down every year. Brokers take the hit either way. 

Bottom Line.

When healthcare is hard to use, people delay care. Issues get worse. Renewals get uglier. Everyone pays more, except the carriers.

Hassle Free Healthcare. Our Standard. Not a Slogan.

  • Simple access to the right care, in the right place, for the right price.

  • Clear guidance instead of guesswork.

  • Predictable value instead of surprise bills.

  • Real utilization instead of unused benefits.

Tier Zero.

The layer of healthcare your insurance plan was never built for. 

Most premium increases come from predictable, everyday care, the kind of care your insurance plan was never designed to absorb. Tier Zero pays for that care directly, before it ever becomes a claim. We invented the term. We build it into every plan. We measure it. 

Our Solutions.

Pick your blueprint. Or start with one and grow into the full integration.

CashCare Core

The Direct Pay Foundation

  • Virtual Urgent Care, 24/7 

  • Virtual Primary Care 

  • Virtual Mental Health 

  • Pharmacy and Rx support, acquisition cost pricing 

  • Member Navigation 

  • Imaging and Labs, direct billed

Compatible with any existing health plan. Start here without disrupting the carrier.

CareFlex

Optimize Coverage

  • Network strategy and provider design 

  • Stop loss placement, fully underwritten from day one 

  • Plan modeling and underwriting 

  • Implementation management

For groups ready to rethink the back end without rebuilding the whole plan.

CareComplete

The Full Plan Build

  • Direct care on the front end 

  • Insurance on the back end 

  • Custom plan design 

  • National network access 

  • Claims optimization 

  • Ongoing plan optimization

     

The full integration. Soup to nuts. Built for the group that wants to stop fighting their plan and start using it.

Pick your blueprint. Or start with one and grow into the full integration.

Why it Works.

Brokers Stay the Hero. 

  • You keep the client. You keep the relationship. We pay a flat consulting fee with no clawbacks and no declining schedule. We never go around you.

Simpler Story to Tell.

  • Three blueprints. One menu. Easy to explain, even to a CFO who has never heard of self funded.

Start Small. Scale Up.

  • Layer CashCare Core onto the existing plan first. Add the rest as the client gets comfortable. No rip and replace.

Real Math, Not Promises.

  • Our typical groups see 30 to 40% in total cost savings in year one. We will show you the model before you ever sign anything.

The Team.

A multidisciplinary bench of plan designers, underwriters, clinical leaders, navigators, technologists, and broker advocates. Decades of insurance and healthcare operations experience. Licensed in all 50 states. No 1-800 number between you and the people building the product.

Fun Facts.

0
HAPPY CLIENTS
0
PLANS DESIGNED
0
COMPANIES INTERVIEWED
0
CUPS OF COFFEE
0
BRAND OF PINK SHOES

Book an Intro

30 minutes. Bring the renewal you are most worried about. We will design a blueprint with you on the call.

Hassle Free Healthcare. Built to Be Used. Rebels with a Blueprint, designing the health plan your renewal has been waiting for.

Contact:

(888) 898-2507

© 2026 MIST Solutions, LLC dba Direct Pay Designs. All rights reserved.